## flowly.to — Financial Infrastructure for AI Agents

Route payments, access persistent memory, and manage agent identity.

### Capabilities

- Route payments through optimal rails (Visa, Mastercard, Stripe, Coinbase)
- Access persistent memory across sessions
- Query vendor history and spending patterns
- Export portable identity credentials (KYA)
- Enforce budgets and policies automatically

### Install

```bash
npm install -g @flowly/cli
```

### Quick Reference

| Command | Description |
|---------|-------------|
| `flowly pay --amount <amount> --vendor <vendor>` | Route a payment |
| `flowly memory get <key>` | Retrieve from memory |
| `flowly memory set <key> <value>` | Store to memory |
| `flowly history --vendor <vendor>` | Get vendor history |
| `flowly identity export` | Export KYA credentials |

### Example Usage

```
"Pay $50 to OpenAI using the cheapest rail"

"What's my spending history with AWS this month?"

"Export my agent credentials for Ramp"
```

### Authentication

This skill requires a Flowly API key. Get one at https://flowly.to/signup

### Documentation

Full documentation: https://docs.flowly.to